Personal Loan
Unsecured funds for travel, medical, education, or debt consolidation.
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⚡ Instant Quotes • ✅ Free Eligibility Check • 🔐 Safe & Secure
Quick loans, smarter choices with Loan Desk
Compare offers from top banks & NBFCs. We help you pick the right loan at the right rate—without the paperwork chaos.
Partner Banks/NBFCs
50+ lendersHappy Customers
25,000+Get a free eligibility check
Products
Pick a category to explore features and documents required.
Home Loan
Buy, build, or balance transfer with top-up options.
Apply →Business Loan
Working capital, expansion, equipment financing for MSMEs.
Apply →Car Loan
New/used vehicles with flexible tenure and minimal down payment.
Apply →Loan Against Property
Unlock property value for business or personal needs.
Apply →Credit Cards
Rewards, cashback, fuel & travel benefits from leading issuers.
Apply →Indicative Rates & Fees
Actual APR depends on your profile, lender policy, and market conditions.
| Product | Interest (p.a.) | Tenure | Processing Fee | Prepayment |
|---|---|---|---|---|
| Personal Loan | 10.99% – 24% | 12–72 months | Up to 2.5% | As per lender |
| Home Loan | 8.35% – 10.5% | Up to 30 years | 0.25% – 1% | Nil/As per lender |
| Business Loan | 11.99% – 24% | 12–60 months | 1% – 3% | As per lender |
| Car Loan | 8.99% – 14% | 12–84 months | 0.5% – 1.5% | As per lender |
| Loan Against Property | 9.75% – 14% | Up to 15 years | 1% – 2% | As per lender |
| Credit Cards | Monthly 2.5% – 3.5% | NA | ₹0 – ₹2,999 | NA |
Eligibility (General)
- Indian resident, age 21–65 years
- Minimum monthly income: ₹15,000 (varies by lender)
- Stable employment or business continuity of 1–3 years
- Decent credit score (CIBIL 680+ preferred)
Documents (Indicative)
- KYC: PAN + Aadhaar/Passport/Driving License
- Address proof & 3–6 months bank statements
- Income proof: Salary slips/ITR/GST returns as applicable
- Property docs for secured loans
EMI Calculator
This is an estimate for illustration only.
Result
Monthly EMI
₹ —Total Interest
₹ —Total Payable
₹ —One-stop comparison
We map your profile to lender policies and present the best-fit options—so you don’t have to shop around.
Fast processing
Digital KYC & document pickup. Many cases get preliminary checks within 24–48 hours.
Transparent charges
No hidden fees. Processing charges are disclosed upfront and added to the final offer.
FAQ
How long does approval take?＋
Depending on the product and documentation, approvals may take from a few hours to several days.
Will checking eligibility impact my credit score?＋
No. Our basic check uses information you share to estimate eligibility before any hard bureau inquiry.
Do you charge customers any fee?＋
Our consultation is free. Processing fees (if any) are as per lender policy and will be communicated clearly.
Contact Loan Desk
Have questions or want to apply? Share your details and we’ll reach out.
Registered Office
Loan Desk Pvt Ltd
123, Business Park, Bengaluru 560001
Support
Email: support@loandesk.example
Phone: +91 90XX-XXX-XXX
Working Hours
Mon–Sat: 9:30 AM – 6:30 PM IST
Disclaimers
Loan Desk is a facilitator. Loan sanction/disbursal is at the sole discretion of the lender.